The Management Team
Brett McGovern
President
Brett McGovern is a Founder, the President and Board Member of Bay Equity LLC. Mr. McGovern has more than 15 years experience in real estate sales and lending. Prior to co-founding Bay Equity, he was a Senior Vice President of Grubb & Ellis Company in San Francisco. He is responsible for key corporate functions including investor and warehouse line relations, and oversight of accounting and secondary functions.
Jon McGovern
Managing Director
Jon McGovern is a Founder, a Managing Director and a Board Member of Bay Equity LLC. Mr. McGovern has 17 years experience in real estate lending. His broad experience covers underwriting, sales and executive management. He is responsible for key corporate functions including human resources, marketing and corporate communications.
Casey McGovern
Managing Director
Casey McGovern is a Founder, a Managing Director and Board Member of Bay Equity LLC. Mr. McGovern is in his ninth year as a mortgage industry sales professional. He is responsible for managing Bay Equity's wholesale and retail loan production.
Ali Vafai
Managing Director
Ali Vafai is a Founder, a Managing Director and Board Member of Bay Equity LLC. His 10 years of mortgage banking experience cover all facets of mortgage operations. He is responsible for key corporate functions including underwriting, compliance, risk management, post-closing and technology.
Shane O'Dell
Director of Wholesale Production
Mr. O'Dell is a proven sales executive. Prior to joining Bay Equity, he was National Sales Manager for a wholesale mortgage lender which grew from a regional start-up to a nationwide lender with production exceeding $1 billion a year with nearly 500 Account Executives.
George F. Adair, II
Director of Retail Production
George Adair brings to Bay Equity LLC, ten years of business development, mortgage operations and sales experience. Mr. Adair previously served as President of Omega Mortgage, Inc.
John McDade
Director of Government Lending
Mr. McDade is an expert in government lending with a combined 35 years mortgage banking experience. He served as chairman of the Finance Sub-committee for the National Association of Home Builders and has been very active in VA and FHA issues for decades. Prior to joining Bay Equity he was Vice President of Uniwest Mortgage Corporation.
Melissa Pappas
Director of Operations, Northern California
Ms. Pappas brings 20 years of mortgage banking experience to Bay Equity, including experience in retail, wholesale, and correspondent lending. A former senior manager at GE Money Bank, she has expertise in operations, investor relations, credit and underwriting, and business development.
Chad Santander
Director of Secondary Marketing
Mr. Santander has 17 years of Mortgage Banking experience. The focus of his career has centered around the Capital Markets through trading and pricing roles with Freddie Mac and Tuttle & Co., as well as conduit, correspondent; and wholesale sales with ABN AMRO, HSBC, and Paul Financial.
Jane Harre
Director of Accounting and Finance
Ms. Harre brings to Bay Equity 13 years of Executive level Finance and Credit Risk expertise. A former Managing Director of Homecomings, a GMAC company, she has expertise in Wholesale Lending, including responsibility for all financial accounting, treasury, budgeting, reporting, financial modeling and quality control functions.
Elizabeth O'Farrell
Director of Human Resources
Ms. O'Farrell has 20 years experience in financial services with an emphasis on human resource management and development. She previously served as Senior Vice President and Director of Human Resources for Bank of Marin.
Jim Corbett
Chairman of the Board
Mr. Corbett is a respected and experienced entrepreneur and business leader. He founded the Sacramento Entrepreneurial Academy which prepares highly motivated students from University of California, Davis and Sacramento State to successfully create and manage new businesses. He was Chairman of the Dean's Advisory Council for the UC Davis Graduate School of Management. He served for a decade as Vice Chairman/Board Member of Sacramento Commercial Bank, a $200 million bank that was sold in 2000. He is currently Chairman and President of Spectrum Capital Corporation.